Habitat Mortgage Solutions
Fund that provides Habitat affiliates low-cost capital to fund the construction and sale of affordable homes built in part by their homeowners.
Min. Investment: $100,000 | Potential Return: 2% | Term: 5-year |
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Impact Allow Habitat affiliates to complete projects nationally and offer subsidized mortgages to homeowners.
Beneficiaries Low-income families
Focus Economic relief and recovery
Geography United States |
Potential Funding Example
Short-term capital to bridge the sale from a large multi-unit development in a major metro area affected by COVID-19 to begin constructing a new large and affordable multi-family development.
Risk Considerations
Habitat affiliates reduce risk by securing lending against the mortgages on homes built, but there is a risk of capital lost.
MCE Capital - Recoverable grant
Low-risk recoverable grant that funds MCE’s lending to microfinance institutions and small and growing businesses in 35+ emerging countries, backed by philanthropic guarantees.
Min. Investment: $100,000 | Potential Return: 1.75-2.75% depending on tenure | Term: 3-5-7 year |
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Impact Provide patient capital to support rural communities and small businesses disrupted by COVID-19.
Beneficiaries Households and small businesses in rural communities
Focus Economic relief and recovery
Geography Emerging countries |
Potential Funding Example
Working capital to fund 200,000+ smallholder farmers in Zambia through COMACO, a partner that provides training in sustainable agricultural practices.
Risk Considerations
Portfolio of $63M is backed by $143M in guarantees from accredited investors, materially reducing the risk of loss to note holders. Guarantors are essential in allowing MCE to continue expanding its portfolio in this time of need.
Waterequity Global Access Fund
Nonprofit fund that lends to microfinance institutions to fund water and sanitation projects in low-income communities, helping reduce the future spread of diseases.
Min. Investment: $100,000 | Potential Return: Principal plus up to estimated 8% | Fees: 2% | Term: 7-year +1 +1 |
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Impact Increase water access and sanitation, which are crucial for reducing the long-term spread of COVID-19 and other diseases.
Beneficiaries Families and communities in developing countries
Focus Healthcare outcomes
Geography Developing countries |
Potential Funding Example
Financing to a microfinance institution in Indonesia running a water and sanitation lending program, which in turn provides a $200 loan to a family to put a tap into their home.
Risk Considerations
While Water Equity has comprehensive underwriting criteria, lending to small businesses and families in emerging markets carries risk, which may result in not recovering grant capital.
Footnotes
Risk considerations of opportunities outlined in this sourcing report are provided for guidance only and may change with new information. All recoverable
grants and investments carry risk of capital loss, and this risk increases in a prolonged economic downturn caused by Covid-19. Please consult each issuer’s
detailed risk disclosures for more information on risks.
Disclosure: The above information does not constitute an offer to sell or a solicitation of an offer to purchase any security. Any such offer or solicitation
shall only be made pursuant to a definitive confidential offering memorandum, which will qualify in its entirety the information set forth herein and which
should be read carefully prior to investment for a description of the merits and risks involved. An investment entails a high degree of risk and no assurance
can be given that the investment objective will be achieved or that investors will receive a return of their capital.
Maintenance fee may be applied
Accounts having a balance below $25,000 may be subject to an annual maintenance fee of $250.
You are eligible for special rates
Our premier clients enjoy reduced pricing to further maximize their impact.
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