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Can I contribute directly from my IRA to satisfy my required minimum distribution (RMD) or donate my qualified charitable distribution (QCD)?
While donor-advised funds are ineligible to receive direct distributions from IRAs, learn how Vanguard Charitable can accept QCDs as a tax-neutral event. Assets must be claimed as income first and then donated. However, you can donate your RMDs or QCDs to one of Vanguard Charitable’s two mission-driven funds. As mission-driven funds, they are eligible to receive RMDs and QCDs, but you will not have discretion over grants from this fund. Please note this will also result in a tax-neutral event.
Sustainable Disaster-Relief Fund (SDRF): A mission of providing high-impact aid to people and places at risk of being impacted or already impacted by disasters. It fulfills its mission by supporting disaster preparedness and long-term recovery efforts.
Philanthropic Impact Fund (PIF): A mission of elevating the philanthropic industry. It works to help donors make informed granting decisions and educate nonprofits on providing effective and efficient solutions to increase capacity and capability.
Be sure to contact your tax professional to determine if this is the best approach for you.
Maintenance fee may be applied
Accounts having a balance below $25,000 may be subject to an annual maintenance fee of $250.
You are eligible for special rates
Our premier clients enjoy reduced pricing to further maximize their impact.
Our representatives are happy to guide you through.