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How long does it take for my contribution to show up in my account?
Funds will appear in your account one business day after settlement (once the asset and required paperwork are received in good order by Vanguard Charitable). For more information about asset settlement times, see the chart, which details the standard timeline for liquidating stock and mutual fund shares. The schedule may vary depending on the circumstances of the donation, current market schedules, and the assets being donated, such as restricted stock, thinly traded securities, and special assets.
| Asset type | Business Day 1 | Business Day 2 | Business Day 3 | Business Day 4 | Business Day 5 |
|---|---|---|---|---|---|
| Stock1 | Asset received at Vanguard Charitable | Asset sold as soon as possible | Trade in settlement | Trade settles, and proceeds sweep to Vanguard Charitable’s money market account2 | Proceeds exchange to selected investment options |
| Mutual fund held outside Vanguard (transfer process takes 4 - 8 weeks3) | Asset received at Vanguard Charitable | Asset sold | Trade in settlement | Trade settles, and proceeds sweep to Vanguard Charitable’s money market account2 | Proceeds exchange to selected investment options |
| Vanguard mutual funds held at Vanguard | Asset received at Vanguard Charitable; proceeds exchange to selected investment options |
1 If a stock is thinly traded, selling all contributed shares on the same day may not be feasible. Vanguard Charitable will use its discretion to sell thinly traded securities as quickly as possible without significantly impacting the market price of the security. Thinly traded securities must be preapproved by Vanguard Charitable before they are contributed. There is no definitive timeline for restricted stock, as processing depends on the cooperation of the transfer agent and company issuing the shares. Contact Vanguard Charitable with questions.
2 Interest earned overnight in the money market account is used to offset Vanguard Charitable expenses.
3 Mutual funds can take between one and three days to settle. The settlement period is specific to the fund and determined by the fund company.
Maintenance fee may be applied
Accounts having a balance below $25,000 may be subject to an annual maintenance fee of $250.
You are eligible for special rates
Our premier clients enjoy reduced pricing to further maximize their impact.
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