Charitable deductions are changing this year under the One Big Beautiful Bill Act (OBBBA), but your donor-advised fund (DAF) is well-equipped to help you stay anchored to your giving goals and ensure your philanthropy continues to flourish.
Your DAF is a powerful change agent that’s designed to give you flexibility, tax efficiency, and ensure you can keep supporting your favorite nonprofits without interruption.
One way to leverage your DAF effectively
Under OBBBA, recommending smaller gifts may be less tax-efficient for high-net-worth donors. That’s because itemized charitable deductions now include a 0.5% AGI floor, wherein the first 0.5% of your adjusted gross income in charitable.
One approach to consider as you navigate this change is “bundling”—contributing multiple years of giving in a single tax year. This strategy may help you exceed the standard deduction, potentially reduce taxes, and simplify your giving, particularly during a high-income year.
Make a Contribution
With thoughtful planning now, you can amplify your giving and capture valuable tax savings.
If you’re ready to contribute, great! Donating assets can be done in 3 simple steps.
Choose an asset to donate
Review instructions and sign required documents
Submit materials to Vanguard Charitable
We're here to assist you
Need help contributing your assets? Feel free to email us or request a call to speak with a member of our client services team.