Recent tax changes under the One Big Beautiful Bill Act (OBBBA) may influence how you give now, but it’s important to remember the savings power behind your Vanguard Charitable donor-advised fund (DAF) is steadfast. Your DAF is designed for fiscal efficiency and flexibility, helping your charitable dollars reach the causes you champion now and in the future.
One way to leverage your DAF effectively
Under OBBBA, itemized charitable deductions now include a 0.5% AGI floor. For high-net-worth donors, this can make smaller gifts less tax-efficient. A smart workaround is “bundling”— contributing multiple years of giving in a single tax year. This strategy may help you exceed the standard deduction, potentially reduce taxes, and simplify your giving as part of your retirement plan.
Make a Contribution
You may be ready to take action. Great! Donating assets can be done in 3 simple steps.
Choose an asset to donate
Review instructions and sign required documents
Submit materials to Vanguard Charitable
We're here to assist you
Need help contributing your assets? Feel free to email us or request a call to speak with a member of our client services team.